Personal Financial Planning
A client-focused process tailored to help individuals set financial goals, develop a financial road map, and implement the necessary financial tools and strategies to manage the basic stages of wealth management.
Supported by:
- Personal financial planning
- Investment management products (e.g., stocks, bonds, mutual funds)
- Insurance planning and products (e.g., term, universal, and variable life; health; long-term care; and disability insurance)
- Asset allocation services
- Educational programs
- Tax-sensitive planning
- Estate planning coordination services
Business Financial Planning
A personalized approach to business owners focused on developing objectives, strategies, and tactics to pursue long-term financial results.
Supported by:
- Employee group benefits
- Executive compensation planning Retirement plan services
- Buy-sell agreement analysis and funding
- Business succession planning
- Estate planning for the closely held business
- Strategic planning
Multigenerational Financial Planning
A visionary approach designed to support the accumulation, conservation, utilization, and transfer of family wealth. These services are geared toward higher-net-worth clients—executives, professionals, or business owners.
Supported by:
- Modern Portfolio Theory—sophisticated asset allocation services
- Wealth transfer techniques
- Business succession consulting and planning
- Advanced income and estate tax advising
- Charitable giving tools and techniques
- Financial education programs for the next generation